Oscar Guido Insurance Agency, Inc.
Effective Date: 01/01/2024

Oscar Guido Insurance Agency, Inc. (“we,” “our,” “us”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains what we collect, how we use it, who we share it with, and your rights under state and federal law.

1. Information We Collect

We may collect the following personal information when you request a quote, apply for insurance, or maintain a policy:

  • Name

  • Mailing address

  • Telephone number

  • Driver’s license number

  • Property details

We do not collect Social Security numbers, credit reports, or online tracking information for marketing purposes.

2. How We Use Your Information

We use your information only for:

  • Quoting and underwriting insurance policies

  • Servicing active policies

  • Complying with legal or regulatory requirements

We do not use your information for marketing or sell your personal information.

3. How We Share Your Information

We only share your personal information with:

  • Licensed insurance carriers and underwriters when a quote or policy is requested

  • Government agencies or regulators when required by law

We do not sell or share your information for cross-context behavioral advertising.

4. Security Practices

We protect your information through:

  • Encryption of electronic records

  • Secure storage of physical files

  • Limited employee access

5. Your Rights (California Residents)

Under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), you have the right to:

  • Request to know what personal information we collect, use, or disclose

  • Request corrections to your information

  • Request deletion of your personal information (subject to legal obligations)

  • Opt-out of the sale or sharing of your personal information

To make a request, see Section 8 below.

6. GLBA Insurance Privacy Notice

As required by the Gramm-Leach-Bliley Act, we:

  • Only disclose your personal information to service your insurance needs or as required by law

  • Do not share your non-public personal information with unaffiliated third parties for marketing

  • Maintain physical, electronic, and procedural safeguards

7. Messaging and Email Consent

By providing your phone number or email address, you consent to receive account-related messages, policy updates, and service notifications from Oscar Guido Insurance Agency, Inc.

  • Message frequency varies

  • Message and data rates may apply

  • You may opt out at any time by replying STOP to any text message or contacting us directly

  • For help, reply HELP or email info@guidoinsurance.com

8. Do Not Sell or Share My Personal Information

We do not sell your personal information.
California residents may still exercise their right to opt-out by:

  • Completing our Do Not Sell or Share Request Form

  • Emailing info@guidoinsurance.com

  • Calling 562-464-1962

  • Mailing a request to:
    Oscar Guido Insurance Agency, Inc.
    P.O. Box 5082
    Downey, CA 90241

9. Data Retention

We keep personal information for as long as necessary to service your policy and comply with legal and contractual obligations.

10. Updates to This Policy

We may update this policy from time to time. Changes will be posted on our website with a new effective date.

Contact Us:
Oscar Guido Insurance Agency, Inc.
P.O. Box 5082
Downey, CA 90241
Email: info@guidoinsurance.com
Phone: 562-464-1962

TERMS OF SERVICE (Messaging & Legal Use)

Last Updated: [Insert Date]

By using our services, you agree to the following:

1. Messaging Terms

  • You may receive automated text messages related to your account, policy updates, and reminders.

  • Message frequency varies.

  • Message and data rates may apply.

  • Reply STOP to unsubscribe or HELP for help.

2. Service Use

  • Our website and communication channels are intended for insurance servicing only.

  • You agree not to misuse our systems or provide false information.

3. Limitation of Liability

  • We are not liable for delays or errors in message delivery caused by carriers or technical issues.

DO NOT SELL OR SHARE MY PERSONAL INFORMATION PAGE

Oscar Guido Insurance Agency, Inc. does not sell your personal information.
California residents may still submit a request to exercise their rights under the California Consumer Privacy Act.

To submit a request:

  • Email: info@guidoinsurance.com

  • Call: 562-464-1962

  • Mail:
    Oscar Guido Insurance Agency, Inc.
    P.O. Box 5082
    Downey, CA 90241